Digit Health Insurance
Digit Health Insurance company was incorporated in 2016 with an ideology to make the concept of health insurance an easy and hassle-free affair. With ...Read More
Network hospitals
16400+
Incurred claim ratio
96.83%
Sum insured
Up to1 Crore
No. of Plans
2
Solvency Ratio
1.9
Pan India Presence
10+
Digit Health Insurance: Overview
Digit Health Insurance Company was incorporated in 2016 with an ideology to make the concept of health insurance an easy and hassle-free affair. It aims to offer unique insurance plans in a simplified manner to ensure that health insurance is accessible to every segment.
The company offers simple, transparent, and customized health insurance plans that can fulfill your healthcare needs. Digit Health Insurance Company was awarded Asia's General Insurance Company of the Year in 2019.
In the below section, we will be exploring key features, plans offered by the company and much more. Continue reading to get an overview of the Digit Health Insurance Company.
What are some of the
Features
that set them apart?
-
1
10+ Wellness Partners
-
2
A comprehensive wellness system to promote a healthy lifestyle
-
3
Up to 10% City based discount
-
4
Worldwide coverage available
-
5
5% Good health discount
Digit Health Insurance Awards and Accolades
- 'Best Group Medical Insurance Cover India 2022'
- 'Best General Insurance Company 2022'
- 'Fastest Growing General Insurance Company India 2022'
- 'IFTA 2022 Excellence in Insurtech Award'
- 'Best Motor Insurance Coverage India 2022'
Best Selling Digit Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
-
Individual and Family Health Insurance
Digit Health Insurance Plans Eligibility Approximate Annual Premiums Digit Arogya Sanjeevani Plan Entry Age - 18 to 65 Years
Sum Insured - Up to 2 CrRs. 2781
Digit Health Care Plus Policy Entry Age - 18 Years to No Limit
Sum Insured - Up to UnlimitedRs. 5477
Key Features Of Digit Health Insurance
Let us take a look at some unique features of top-selling Digit Health Insurance policies:
For Individual and Family Health Insurance
Digit Arogya Sanjeevani Plan
The Arogya Sanjeevani Health Insurance is a standard health insurance plan that covers healthcare expenses with a sum insured ranging from 3 lakhs to up to 2 crores.
Why Do We Recommend This?
- Avail pre and post-hospitalization cover
- Hospital room rent expenses are covered
- New-age treatments are covered
Explore other Digit Health Insurance
To cater to the different medical needs of an individual & their family, Digit Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Digit Health Insurance plans explore more:
Individual and Family Health Insurance
Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers indivi...
Unique Features
- Lifelong Renewability
- Affordable Premiums
- SI Upto 2 Crores
Digit Arogya Sanjeevani Plan (Pros)
- High sum insured up to 2 Crores
- AYUSH cover
- Ambulance Cover
Digit Arogya Sanjeevani Plan (Cons)
- Adventure Sports
- Self-harm
- Obesity or weight control
Digit Arogya Sanjeevani Plan (Other Benefits)
- Modern treatment cover
- Cataract Cover
- Dental Treatment
Digit Arogya Sanjeevani Plan (Eligibility Criteria)
- Min Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L- 2 Cr
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan you can avail basic coverage benefits suc...
Unique Features
- OPD Benefit
- Maternity & Newborn Cover
- Critical Illness Cover
Digit Health Care Plus Policy (Pros)
- Accidental Hospitalization Cover
- Critical Illness Cover
- Cancer cover
Digit Health Care Plus Policy (Cons)
- No global cover
- Illegal activites not covered
- No obesity covered
Digit Health Care Plus Policy (Other Benefits)
- Sum Insured Refill Benefit
- Psychiatric Illness
- Hearing Aids
Digit Health Care Plus Policy (Eligibility Criteria)
- Min. Entry Age - 18
- Max. Entry Age - No Limit
- SI - Unlimited
- Initial Waiting Period - 30 Days
Recommended Videos
Go Digit Health Insurance
Why Choose Digit Health Insurance?
- Versatile and affordable health insurance plans for every need
- 24X7 claim support for easy claim settlement
- Over 16400 network hospitals all over India
- Offers comprehensive coverage at affordable premiums
- Tax benefits under Section 80D of the Income Tax Act
What is Covered?
Pre and Post Hospitalization Expenses
Digit Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
AYUSH Treatments
Most Digit Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
Hospitalization Expenses
Digit health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Day Care Treatments
Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Digit health insurance plans are designed to cover daycare procedures for policyholders.
Organ Donor Cover
Digit health insurance plans covers organ donor expenses up to specified sub-limits.
What is not Covered?
Self Inflicted Injuries
Digit health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Digit Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Digit Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Digit Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement In Illegal Activities
Digit health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
What Are The Different Waiting Periods In Digit Health Insurance Plans?
The various waiting periods associated with Digit Health plans are:
Initial Waiting Period
Begins from the date of purchase and lasts for up to 30 days for most Digit Health Insurance plans.
Pre-existing Disease Waiting Period
Digit Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Survival Period
Like waiting periods, Digit health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
Riders Of Digit Health Insurance
Digit health insurance plans offer comprehensive coverage. However, to enhance your health insurance experience the health insurer provides add-on covers too.
Pre-existing Disease Modification
Policyholders have the liberty to reduce various waiting periods as per their convenience for PED waiting periods, and more.
- Reduce the waiting period to up to 2 years for PEDs
- Specific disease waiting period reduction
- Modify the initial waiting period
Network Hospital Discount
This additional rider helps you reduce your premiums if you choose to be treated in Digit network hospitals.
- 10% discount on your premium
- co-payment applicable for non-network hospitals
- Versatile healthcare
Digit Health Insurance Plans Buying Process
If you are looking forward to purchasing Digit Health insurance online follow the simple steps below:
- Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2
Click on 'Get free quotes' and compare Digit Health Insurance Plans as per your needs.
- Step 3
Select and pay premiums online for the purchased star health insurance plan of your choice.
- Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Digit Health Insurance plan.
Digit Health Insurance Renewal Process
Follow the steps for Digit Health Insurance policy renewal
- Step 1
Visit the official website of Digit Health Insurance Company
- Step 2
From the top menu bar, click ‘Renewals'.
- Step 3
Log in with your mobile number, or you can log in with your policy details.
Connect with our insurance experts for Digit health insurance policy renewal at 1800 - 4200 - 269
Digit Health Insurance Plan Claim Process Steps
You can file for cashless as well as reimbursement claims for your Digit Health Insurance Plans by following these easy steps:
- Step 1
Visit the website of Digit Health Insurance, and select the "File a Claim" option.
- Step 2
You can contact with Digit Health Claims team on their helpline number 1800-258-4242
- Step 3
Mention your policy number.
- Step 4
Mention your Date of birth as well as policy start and end date.
- Step 5
Click on register claim
- Step 6
After clicking on the register claim button you will receive a claim intimation number which you need to note down for future purposes.
Documents Required For Digit Health Policy Claim Settlement
Submit the following documents when filing for Digit health claims:
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic tests reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
More Queries?
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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